Australia is set to ban credit card surcharges from October 1 as part of the change. Banks will overhaul loyalty perks at that time. Credit card points and rewards will shrink from next month. The change affects businesses across the country that pass on card fees. Businesses that add fees must adapt before the ban.

A pub owner is considering cash only before the ban. News reports indicate the change is just 19 days away as things stand. The surcharge ban and the bank reward cuts are set to begin together from early October under the same timeline.